Terms of Use
Last updated: 2026-01-20
These Terms of Use govern your access to and use of MoatVault (the “Site”). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
Plain-English summary
- The Site is educational only and may be incomplete or wrong.
- Don’t abuse the Site (scraping at abusive rates, attacks, or spam).
- You’re responsible for your decisions; we limit liability to the extent allowed by law.
1. Educational purpose only
The Site provides informational and educational content only. Nothing on the Site is investment advice, financial advice, legal advice, tax advice, or a solicitation to buy or sell securities. You should do your own due diligence and consult qualified professionals before making decisions.
2. Hypothetical outputs and assumptions
Any outputs (including model results, target price, fair value, scenarios, charts, or calculations) are hypothetical and depend on assumptions and user inputs. Outputs are not predictions and may be wrong.
3. Acceptable use
You agree not to misuse the Site. For example, you will not:
- Attempt to disrupt, compromise, or probe the Site’s security or availability.
- Reverse engineer, scrape at abusive rates, or circumvent access controls or rate limits.
- Use the Site for unlawful purposes or to infringe intellectual property rights.
- Automate voting, spam submissions, or otherwise manipulate community features.
We may suspend or block access to protect the Site and other users, including where we detect automated abuse.
4. Intellectual property
Unless otherwise stated, the Site and its original content (including text, UI, and code) are owned by the Site operator and protected by applicable laws. You may not copy, reproduce, or distribute it without permission, except as allowed by law.
The Site may display links, names, trademarks, and materials owned by third parties. Those remain the property of their respective owners.
5. User submissions and feedback
If you submit suggestions, feedback, votes, or other content, you grant us a non-exclusive, worldwide, royalty-free license to use it to operate, improve, and promote the Site. Do not submit confidential information.
6. Third-party links and services
The Site may reference or link to third-party websites, filings, news, or market data providers. We do not control those third parties and are not responsible for their content, availability, or practices.
7. Disclaimers and no warranties
The Site is provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
For additional context about limitations and conflicts, please read our Disclosures.
8. Limitation of liability
To the maximum extent permitted by applicable law, we will not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses, arising from or related to your use of the Site.
9. Changes and termination
We may update these Terms from time to time. Continued use of the Site after updates means you accept the updated Terms. We may modify or discontinue the Site (in whole or in part) at any time.
Related policies
See also our Privacy Policy.